Phil Mount's Blog Posts

Completely Remodeled Classic Ranch On The Golf Course 4959 Umatilla Ave Boise 83709 MLS 98673494

Completely Remodeled Classic Ranch on the Golf Course.  4959 Umatilla Ave, Boise 83709, MLS 98673494Fall in love with this totally remodeled classic ranch home located on the 1st

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Boise Home For Sale A Classic AllBrick MidCentury Ranch 3 Bed 2 Bath

Boise Home For Sale A classic All-Brick Mid-Century Ranch 3 Bed 2 Bath 3 Bed 2 Bath A classic all-brick mid-century ranch awaits you in this quiet Hillcrest Country Club Bench neighborhood!

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Beautiful 4 Bedroom Home In A Great Eagle Location

Beautiful 4 Bedroom Home In A Great Eagle LocationLocated on over a half an acre this spacious home offers a professional kitchen complete with an enormous island, stainless steel appliances,

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Affordable And Elegant 3 Bedroom Home In Meridian

This beautiful 3 bedroom, 2 bathroom home is located in Meridian, Idaho. When it comes to quality of life, it is difficult to beat this amazing community filled with scenic mountain views, fun

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Charming And Affordable Garden City Home For Sale

This beautiful, Garden City, Idaho townhome perfectly blends the positives of living in your own home, but also getting the perks of a grounds crew. The HOA takes care of all of the exterior

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Boise Keeps Topping Those Best Of Lists

Accolades for the Boise area just keep on rolling in!A number of prominent publications have called out the Boise Valley for best places to live, to find a new job, fastest growing, and even best

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Boise Is 1 Most Caring City In The US

2015’s Most Caring Cities in Americaby Richie Bernardo 1.3K Shares During the holiday season, we’re all reminded to give thanks for our blessings and hopefully pay them forward.

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2016 Colors Of The Year Soften Up Your Staging Hues

By Melissa Dittmann Tracey, REALTOR® Magazine Think pink for 2016. Pantone voted two colors — Rose Quartz and Serenity — as this year’s colors of the year, a nod to softer color tones

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4 Ways To Help A Home Seller Tackle Clutter

Photo Credit: Tori Toth Tori TothOne of the most cost-effective ways to prepare a home for sale is to organize it, but I know for many home sellers it’s no easy task. It’s important to contain

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Design Trends That Make People Say No

By Justin M. Riordan, Spade and Archer Design AgencyDesign trends are just that: trendy. They change from day to day, year to year, and decade to decade. The ones that are popular now won’t

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Luxury Spurwing Country Club Home 6 Beds 65 Baths 7334 Sqft

Beautiful luxury home on one acre home site in Spurwing Estates.  Six bedrooms, six and one half baths on three levels, with TWO main floor master bedroom suites, one is handicap accessible.

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West Boise Townhome W Community Pool Right Out The Door

http://www.tourfactory.com/1328103What a find! This spacious townhome with a main level master bedroom, and dramatic vaulted ceilings features a gas fireplace, alder cabinetry and a gas stove. East

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5110 Cheyenne Ave Boise Golf Course Retreat Home

Check out this custom Boise Golf Course Retreat Home in SW Boise!  4bedrooms, 3 bathrooms 3775 sqft. with Media Room, formal dining room and living rooms, and main floor master bedroom. Call

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Mortgage Rates Sink To New Low For 2014

DAILY REAL ESTATE NEWS | FRIDAY, AUGUST 22, 2014Despite predictions that mortgage rates were to inch up in the second half of this year, fixed-rate mortgages continue to tumble.Borrowing costs moved

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FirstTime Buyers Stuck As EntryLevel Homes Dry Up

DAILY REAL ESTATE NEWS | WEDNESDAY, AUGUST 13, 2014For-sale inventories may be at nearly a two-year high, but first-time home buyers are still finding themselves shut out of the housing market,

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Mortgage Rates Hover At Yearly Lows

DAILY REAL ESTATE NEWS | FRIDAY, AUGUST 01, 2014Mortgage rates have remained mostly steady in recent weeks, keeping borrowing costs near 2014 lows, Freddie Mac reports in its weekly mortgage market

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Why Buyers Are Annoyed With New Homes

DAILY REAL ESTATE NEWS | TUESDAY, JULY 29, 2014An increasing labor shortage among homebuilders reportedly is causing more new homes to be delivered late, and buyers say they're getting frustrated

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5 Mistakes FirstTime Home Buyers Make

DAILY REAL ESTATE NEWS | MONDAY, JULY 21, 2014First-timers can be eager to jump into home ownership. But real estate experts say they see them committing the same mistakes, time and time again. Here

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Majority Of Home Owners Planning To Renovate

DAILY REAL ESTATE NEWS | FRIDAY, JULY 18, 2014Sixty-seven percent of consumers say they're planning a home renovation within the next six months, according to realtor.com®'s Home Improvement Survey

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Middle Age Americans Are Not Buying Homes

DAILY REAL ESTATE NEWS | THURSDAY, JULY 17, 2014It's not news that Millennials are delaying home ownership — but they aren't the group lagging behind the most in the real estate market.Young

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Survey Says Buyers Sellers Not On The Same Page

DAILY REAL ESTATE NEWS | THURSDAY, JULY 10, 2014Home buyers and sellers are “not on the same page” when it comes to the state of the housing market, according to a new Redfin survey of 707 of

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More Builders Say Energy Efficiency Is Priority

DAILY REAL ESTATE NEWS | THURSDAY, JULY 03, 2014Energy efficiency is the most important development and driver in making a new house greener, according to a newly released survey conducted by McGraw

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More Home Owners Getting Bit By Selling Bug

DAILY REAL ESTATE NEWS | WEDNESDAY, JULY 02, 2014Reports of rising home prices are making selling more attractive to the largest share of home owners in eight years, according to a gauge from the

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Renters Feel Pinch As Landlords Raise Rents Again

DAILY REAL ESTATE NEWS | WEDNESDAY, JULY 02, 2014The average monthly rent for an apartment increased in the most recent quarter to $1,099, up 0.8 percent from the first quarter of this year and up 3

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Rental Payment Histories May Count In Credit Scores

DAILY REAL ESTATE NEWS | TUESDAY, JULY 01, 2014Renters who have never been late with a rent payment will find that their stellar record wont do anything to lift their credit scores when it comes

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Four Reasons Home Buyers Should Be Happy

DAILY REAL ESTATE NEWS | MONDAY, JUNE 30, 2014Home shoppers may find there’s good reason to breathe a sigh of relief this summer, according to the real estate brokerage Redfin. They pointed to

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Governments Flagship Foreclosure Program Extended To 2016

DAILY REAL ESTATE NEWS | FRIDAY, JUNE 27, 2014The Obama administration announced Thursday that it will extend its Making Home Affordable Program to help home owners avoid foreclosure, as well as use

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New Home Sales Surge Nearly 19 Percent

DAILY REAL ESTATE NEWS | WEDNESDAY, JUNE 25, 2014After a sluggish start to 2014, new-home sales posted a strong rebound in May. Sales of newly built single-family homes soared to the highest rate

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74 Of Millennials Say They Plan To Move Within 5 Years

DAILY REAL ESTATE NEWS | FRIDAY, JUNE 20, 2014Millennials plan to make more of a move in the housing market, particularly within the next five years. Thirty-two percent of 18-34 year olds say they

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106M Homes At Very High Risk Of Natural Disasters

DAILY REAL ESTATE NEWS | THURSDAY, JUNE 19, 2014About 10.6 million homes, or 8 percent of the 131 million homes in the U.S., have a “very high risk” of being struck by natural disasters,

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You Dont Need That Much Of A Down Payment

DAILY REAL ESTATE NEWS | TUESDAY, JUNE 17, 2014Many consumers are overestimating  the down payment they need in order to purchase a home, according to Christina Boyle, vice president and head

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Boomerang Buyers Get Second Chance

DAILY REAL ESTATE NEWS | MONDAY, JUNE 16, 2014About 7.2 million homes have been lost to foreclosure or short sale since the housing crash began, according to housing data from Black Knight Financial

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Is Reality TV Skewing Home Remodeling Picture

DAILY REAL ESTATE NEWS | MONDAY, JUNE 16, 2014Reality television shows that feature instant home makeovers are popular, but some remodelers say that such shows paint an unrealistic picture of the

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Owners Of Larger Homes More Likely To Expand

DAILY REAL ESTATE NEWS | FRIDAY, JUNE 13, 2014The home owners most likely to expand their dwellings by a significant amount of square footage tend to already have a great deal of space, according to

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REALTORS Still Optimistic On Rising Appreciation

DAILY REAL ESTATE NEWS | WEDNESDAY, JUNE 11, 2014REALTORS® expect home prices to continue to appreciate over the next year, with a median price increase expected of 4 percent over the next 12,

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2 Bedroom South Nampa ID Home Near City Park 2024 4th Street South

2 Bedroom South Nampa ID Home near City Park. Cozy and beautifully maintained cottage with all the charming original features you are looking for! Updated with oversized HVAC, water heater,

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The Surprising Source Of MidCentury Modern Design

Here is a fascinating article by Steven Heller in the Atlantic that explains how Jewish designers and architects fleeing Nazi Germany had a profound influence on the Mid-Century Modern design

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How To Make Mortgage Approval Easier

DAILY REAL ESTATE NEWS | THURSDAY, JUNE 05, 2014With new mortgage rules and regulations in place, buyers may face more obstacles when applying for a mortgage.“Buying a home is likely the biggest

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Open House Near Amity And Five Mile SW Boise 5626 S Moon Land Ave

Open House Saturday June 7 noon to 4:00  near Amity and Five Mile SW Boise. 3 Bedroom 2 Bath Peppertree SW Boise ID Home. No need to buy new construction! This terrific home is only 4 years&

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EMortgages Will Speed Closings Cut Costs

DAILY REAL ESTATE NEWS | MONDAY, JUNE 02, 2014An electronic mortgage process could cut 30 days off the average 52 days it takes to close a loan, according to a team developed by Fannie Mae to study-

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Boise Is Rated The Top City For Raising Kids

Hey, looks like Boise has topped yet another list!  Boise Is rated the top city for raising kids!  Livability.com has recently ranked Boise as the NUMBER ONE city for raising kids!  

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The Main Culprit Behind Housings Slowdown

DAILY REAL ESTATE NEWS | THURSDAY, MAY 22, 2014Rising mortgage rates are the main culprit for the weakening in home resales this year, and they could further dampen existing home sales, according to

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Rate Lock Duration Explained

Some useful information from a lender I work with: Rate Lock Duration ExplainedLock durations can vary for mortgage financing, but most lenders lock in the interest rate for 45-60 days from the

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Home Sales Struggle But Improvement Seen

DAILY REAL ESTATE NEWS | FRIDAY, MAY 16, 2014Two years into the economic recovery, residential home sales are struggling. But because of demographic and other trends, long-term growth prospects

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Upscale Home Downscale Price In Middleton

Wow! Middleton Idaho Craftsman home in upscale Kennedy Meadows Subdivision. Looking for that perfect Idaho home close to amenities but away from the traffic and chaos of Boise, Meridian or

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Five Deck Makeover Projects Under 300 Dollars

Want to upgrade your deck but watching your budget? Here are 5 easy deck makeover ideas, many well under $300.1. Add solar lightingIf you’d like your wood deck to come alive when the sun

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3 Bedroom 2 Bath Peppertree Sub SW Boise ID Home

Don't miss this 3 Bedroom 2 Bath Peppertree Sub. SW Boise ID Home. No need to buy new construction! This terrific home is only 4 years old & complete with full sprinklers,fencing, landscaping

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5 Awesomely Easy Landscaping Projects

Ramp up your curb appeal with cool landscaping projects you can easily pull off in a weekend.Project #1: Install Rigid Flower Bed EdgingThe setup: A crisp edge where the lawn meets

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5 Steps To Take Before Becoming A Homeowner

By Linda Descano, CFA®Buying a home is a big commitment, with tons of important decisions to make along the way. The information below can help you understand the key steps toward

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Multiple Escalation Clauses Push Buyer Competition

TUESDAY, MAY 13, 2014With inventory low and multiple offers becoming more common, more real estate agents are employing escalation clauses to help their clients win bidding wars.However, what once

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Time For Your Rentervention

GREAT video from Idaho Housing!  is it time for your rentervention?It is still cheaper to buy than rent a home in Boise!  Rates are great, and spring inventory is rising!  It's time

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More Sellers Want To Price Aggressively High This Year

More home sellers want to get aggressive with the pricing of their home. Forty percent of sellers say they plan to price their homes above market value, according to the latest Redfin Real-Time

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30 Year Boise Mortgage Rate Reaches New Low For The Year

The 30-year fixed-rate Boise mortgage averaged 4.21 percent this week, the lowest since November 2013, Freddie Mac reports in its weekly mortgage market survey."Mortgage rates continued moving down

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Boise Young Renters Say They Want To Own But

Most younger Boise renters think owning is a more sensible housing choice for financial reasons, according to Fannie Mae’s new National Housing Survey. Seventy-six percent of young renters,

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10 Home Checks To Prepare For The Warmer Months

by Melissa Tracey on May 5, 2014Home’s can take a bad hit during the winter, particularly after this year’s harsh winter. Seasonal damage to a home isn’t always easily visible, but

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What Do Boisearea Millennials Want From A REALTOR

April 8, 2014 by Sarah Kestler, Ada County Assn of Realtors · The numbers are in and Millennials take the top spot as the largest group of recent home buyers in the U.S. According to the 2014

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Current Boise Mortgage Rates Are Great Went Down Last Week

Here is an update I received this morning from a terrific mortgage lender I work with,  Eric Leigh at Idaho First Bank.High Credit Score = Low Mortgage RateCredit scoring was developed in the

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Americans Ready To Spend On Real Estate Again

DAILY REAL ESTATE NEWS | FRIDAY, MAY 02, 2014Americans’ outlook on the economy is improving and they’re ready to make more purchases, especially regarding real estate, according to the latest

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More Boise Area Options For Low DownPayment Loans

DAILY REAL ESTATE NEWS | FRIDAY, MAY 02, 2014About 60 percent of first-time home buyers make a down payment of 6 percent or less for a home, according to the March REALTORS® Confidence Index.But

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Why FirstTime Buyers Are On Their Way Back

DAILY REAL ESTATE NEWS | FRIDAY, MAY 02, 2014First-time home buyers have been a sluggish segment of the housing market in recent years, but Barclays equity researcher Stephen Kim is betting on their

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Adorable Updated Nampa Bungalow With Original Detailing

Check out this adorable updated Nampa bungalow with original detailing! This cozy and beautifully maintained cottage has all the charming original features you are looking for! Updated

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Idaho Gives Day Today

May 1st is a special day in Idaho.  It is Idaho Gives Day Today!Hundreds of non-profit organizations reply on our contributions to keep their organizations an active part of our community,

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SW Boise Single Level BetterThanNew 3 Beds 2 Baths 1411 Sqft

Look at this SW Boise single level better-than-new 3 Beds 2 Baths 1411 sqft home.  No need to buy new construction! This meticulously cared for home is only four years old and is complete with

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Middleton Idaho Craftsman Home In Upscale Kennedy Meadows Subdivision

Looking for that perfect Idaho home close to amenities but away from the traffic and chaos of Boise, Meridian or Eagle?  Check out this impeccable two-story Craftsman style home on .26 acres

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2014 Boise Parade Of Homes

Boise's annual Parade of Homes starts today and runs through May 11.  Come out to see all the new trends and designs in new construction!  There are always innovative design concepts you

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FHA Mortgage Insurance Premiums Too High

April 4, 2014On April 2, 2014, National Association of Realtors President Steve Brown sent a letter to the Department of Housing and Urban Development (HUD) with concerns about the Federal

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State Of Downtown Boise Needs More Urban Housing

BOISE -- More than 28 major building projects are under development in downtown Boise, but city leaders are pushing for more housing in the future.That's according to the State of Downtown Boise, a

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Subprime Mortgages Making A Comeback

Borrowers with bad credit were shut out of the mortgage market after the housing bubble burst, but now a handful of small lenders are starting to offer subprime loans again.Once synonymous with,

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Feeling Safe Youre In Good Company Boise Scores High As Secure Place To Live

Idaho StatesmanApril 5, 2014 We're No. 8 The 100 most populous cities in the country were ranked, and Boise made the top 10, along with a slew of other Western cities.Says who? Using FBI crime

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Boise Ranks Top City To Move To In 2014

By Carter SchimpffIf you aren't planning to move to a new city, you're going to want to after reading about these ten metropolises. (Metropoli? Metropolisises? I don't know.)My troubling semantics

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SW Boise Single Level 4 Years Old Great Value

Check this out!  Great Value on this 4 year old home in SW Boise.  3 beds, 2 baths in 1411 sqft.  Fully fenced, sprinklers & landscape, East facing back yard with no neighbors,

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NAHBs Most Popular NewHome Features

DAILY REAL ESTATE NEWS | MONDAY, MARCH 31, 2014Convenience, livability, and energy efficiency are top priorities in the construction of new homes this year, according to the National Association of

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SPRING FEVER HOT HOME TRENDS THIS SEASON

Written by Christina Kauffman - owner and founder of Jameson Lane on Wednesday, 26 March 2014 12:35 pmThis season is all about eclectic design and personalized decor. As furnishings become more

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Low Down Payments For Fewer FirstTime Buyers

DAILY REAL ESTATE NEWS | TUESDAY, APRIL 01, 2014Fewer first-time home buyers are obtaining mortgages with down payments of 6 percent or less, according to the National Association of REALTORS®’

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Property Taxes At A 20Year High

DAILY REAL ESTATE NEWS | THURSDAY, MARCH 27, 2014Property taxes continue to increase, as the amount collected by state and local governments in 2013 reached the highest level in about two decades,

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Survey High Expectations For Retirement Homes

DAILY REAL ESTATE NEWS | THURSDAY, MARCH 27, 2014Seventy percent of baby boomers say that the house they live in when they retire will be the best home they've ever had, according to a survey

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New Freddie Index Gauges Normal Markets

DAILY REAL ESTATE NEWS | THURSDAY, MARCH 27, 2014The nation’s housing market is improving, based on a three-month trend, and is inching closer to a stable range — but it still has a ways to go,

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Here Are 5 Tips For Protecting A Home From Water Hazards

There’s no need yet to acquire an ark, but water certainly has become a bigger menace in many parts of the country. Even storms that don’t escalate into the next Katrina or Sandy can still

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Vacation Home Tip Sheet

Here are 6 factors your clients need to consider when investing in a second home.MARCH 2014 | BY BARBARA BALLINGERWhile winter’s chill is still in the air, spring is just days away and

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1 Best City To Move To Boise

Another accolade from National Press about Boise.  This time from the Simple Moving Labor web site.If you love hiking, biking, and the great outdoors, you're going to love Boise: the Hull's

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The Plight Of FirstTime Buyers

MARCH 2014 | BY LAWRENCE YUNIt’s not a $64,000 question, but rather a $41,000 one. “Where are the first-time buyers?” It’s important because $41,000 is the amount renters have missed

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Why Mansions Become Meth Labs

DAILY REAL ESTATE NEWS | THURSDAY, MARCH 13, 2014Although many were surprised by a meth-lab bust at a townhouse in the swanky community of Sawgrass in Ponte Vedra Beach, Fla., in January, Wally

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More Focusing On Paying Down Mortgage

DAILY REAL ESTATE NEWS | THURSDAY, MARCH 20, 2014As home prices rise, consumers are once again prioritizing their mortgage payments over paying down credit card debt, according to a new report from

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The Demand Institute Releases Findings Regarding Economic Prosperity In 2000 Cities

Using various metrics and collaboration with business professionals and experts, the study investigated the economic health in each community since the Great Recession.A great interactive map at

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National Association Of Realtors And Move File Suit Against Zillow

Complaint details misappropriation of trade secrets and confidential informationMar 17, 2014SAN JOSE, Calif., March 17, 2014 /PRNewswire/ -- Move, Inc. (NASDAQ: MOVE), an online leader in real,

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Justice Dept Faulted In Mortgage Fraud Probes

DAILY REAL ESTATE NEWS | THURSDAY, MARCH 13, 2014A new report accuses the Department of Justice of failing to make mortgage fraud a priority – despite public comments that it would – and for

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4 Million Renters Say Theyre Eager To Buy

DAILY REAL ESTATE NEWS | THURSDAY, MARCH 13, 2014Ten percent of U.S. renters say they want to buy a home in the next year, according to a new survey of renters in the 20 largest housing markets by

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Generational Differences Drive Housing Preferences

DAILY REAL ESTATE NEWS | TUESDAY, MARCH 11, 2014Younger home buyers tend to view their home as a strong investment, more so than older buyers who tend to view their homes as a match to their

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Fannie Freddie Restructuring Plan Unveiled

DAILY REAL ESTATE NEWS | TUESDAY, MARCH 11, 2014A plan to restructure the secondary mortgage market has emerged from the United States Senate Committee on Banking, Housing and Urban Affairs. Banking

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Assessing The True Cost Of A Fixer Upper

When you buy a fixer-upper house, you can save a ton of money, or get yourself in a financial fix.1. Decide what you can do yourselfTV remodeling shows make home improvement work look like a snap.

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The Hottest Outdoor Yard Trends For 2014

By Melissa Dittmann Tracey, REALTOR(R) MagazineA home’s inviting outdoor space may be just enough to get a home buyer to fall in love. The American Society of Landscape Architects recently

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59 Metros Back To Normal

DAILY REAL ESTATE NEWS | SUNDAY, MARCH 09, 2014Out of 350 metros evaluated across the country, 59 housing markets have returned to or have exceeded their last normal level of economic and housing

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Woman Keeps Up Mortgage Years After Death

They say nothing in life is certain but death and taxes, though it may be time to add mortgage payments to that list. A woman’s “mummified” body was recently discovered by a contractor in a

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Ripoff Alert Dont Pay Big Money For Property Deed

A company called Property Transfer Services is sending letters to homeowners across the country encouraging them to get a copy of their property deed for only $83. Don’t bite at that offer. It’s

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Paying 83 For Your Home Deed A Ripoff

A company called Property Transfer Services is sending letters to homeowners across the country encouraging them to get a copy of their property deed for only $83. Don’t bite at that offer. It’s

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The Upsides Of Downsizing Your Home

March 3, 2014 | By Pat Mertz EssweinIt can happen when the kids leave home or retirement looms or your first grandchild is born hundreds of miles away. You start to think about leaving a house’

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Just Listed East Boise View Home In Harris Ranch

This home shows better than new--complete with blinds and low maintenance landscaping this home is steps away from the Greenbelt, Bown Crossing and the Shakespeare Festival! Plus, the

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Six Important 2014 Tax Tips For Homeowners

For tax year 2013, the standard deduction is $6,100 for single Americans and $12,200 for those married and filing jointly.That means unless you can claim more than those amounts, there's no reason

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More Jobs Are Heading West

DAILY REAL ESTATE NEWS | MONDAY, MARCH 03, 2014The Western region is leading the United States in job growth, benefiting from a strengthening housing market and bustling energy and technology,

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Uneven Recovery To Continue For 5 Years

MONDAY, MARCH 03, 2014The Demand Institute, a nonprofit think tank operated by The Conference Board and Nielsen, predicts an uneven recovery for the U.S. housing sector over the next five years. The

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Taking Root New Garden Trends In 2014

While winter still casts its chill, blankets snow, and layers ice in many parts of the country, landscape experts are busy studying garden catalogs, nursery websites, and interior design trends that

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5 LowCost Kitchen Redos Buyers Will Love

Kitchens are one of the features buyers compare most closely when they’re shopping for a home. Here are cost estimates for some of the low-cost kitchen upgrades that listing agents often recommend

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Countertops 101 A Kitchens Perfect Pairing

Countertops make a huge difference in the look, function, and wear of a kitchen. They can also be a great change artist to spruce up an existing home for resale. Find out how you can guide home

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Its Taking Less To Get An FHA Loan

DAILY REAL ESTATE NEWS | FRIDAY, FEBRUARY 28, 2014First-time and low-income mortgage borrowers may have an easier time qualifying for a Federal Housing Administration loan. Ginnie Mae, a government

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5 Things You Need To Know About Home Equity Loans

By Kirk HaverkampFebruary 24, 2014 7:30 AMHome equity lending is making something of a comeback. After being nearly shut down with the collapse of housing prices during the Great Recession, lenders

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Tax Reform Proposal Would Dramatically Alter Housing Landscape

 THURSDAY, FEBRUARY 27, 2014The comprehensive tax reform discussion draft that House Ways & Means Committee Chairman Dave Camp, R-Mich., released yesterday envisions a very different

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No Spring Slowdown For NewHome Sales

THURSDAY, FEBRUARY 27, 2014Single-family new-home sales surged in January to a five-and-a-half-year high, giving the industry new hope that the new-home sector isn't heading for a slowdown this

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Shadow Inventory Plummets To Lowest Level In 6 Years

Shadow inventory -- also often known as “pending supply” -- dropped to the lowest level since August 2008, to 1.7 million homes, CoreLogic reports in its latest report. The shadow inventory is

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ExistingHome Sales Drop In January While Prices Continue To Grow

WASHINGTON (February 21, 2014) – Existing-home sales fell in January to the lowest level in a year-and-a-half, but ongoing inventory shortages continue to lift prices in much of the U.S.,

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Fannie Mae Swings To RecordBreaking Profit

DAILY REAL ESTATE NEWS | MONDAY, FEBRUARY 24, 2014Fannie Mae generated a record high in profits in 2013, earning enough in profits to push its total payments to the federal government higher than

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Fannie Where Are All The Refis

DAILY REAL ESTATE NEWS | MONDAY, FEBRUARY 10, 2014Mortgage giant Fannie Mae recently conducted two surveys to find out why nearly half of home owners who are eligible to refinance their homes have

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2014 Cost Vs Value Remodeling Pays Off Big Time

As existing-home sales and home prices make remarkable strides upward nationwide, remodeling projects are also continuing to make a comeback in a big way.This is the second year in a row that all 35

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Rises In Housing Inventories Offer Some Relief To Buyers

DAILY REAL ESTATE NEWS | FRIDAY, FEBRUARY 21, 2014The 2014 home buying season is off to a strong start with year-over-year increases in housing inventories and “sustained growth in home prices,”

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Mortgage Glossary Definitions Of Mortgage And Real Estate Related Terms

Appraisal:An opinion of value as of a given date of a property prepared by an expert. The experts are usually licensed in the state. For residential loans, the report is invariably prepared on FNMA

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The 5 Worst Things You Can Do Before Buying A Home

Cynics may scoff, but getting under contract on the right home can turn even the most stoic shopper into a bit of a dreamer. From paint colors to planting a garden, picturing yourself in that

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5 Real Estate Rules You Shouldnt Break

 By Chris BirkSpring signals the start of two hallowed seasons: homebuying and baseball.Like the national pastime, purchasing a home supposedly comes with its own set of “unwritten.

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MoneySaving Tips For Buying Bank Owned Property Real Estate Property Investment

Bank owned property, including in Boise, is currently selling faster than other types of real estate for sale. When banks repossess residential houses or commercial properties they typically

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Great Mortgage Tips How To Get The Lowest Mortgage Rate And Lowest APR On Your Home Loan

From Dan Green, Mortgage Lender:You're shopping for a mortgage and you want today's absolute best deal. Don't we all.However, finding that "deal" may not be as easy as you'd think. There's a lot of

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The Top 10 Real Estate Tax Deductions For 2013

 Feb 14, 2014By: Angela ColleyAs the time to file income taxes approaches, it’s time to take a new look at the changing tax landscape for homeowners. The dynamic atmosphere in,

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Do You Know About The Mortgage Interest Deduction

The home mortgage interest deduction is vital to the housing market.  The MID saves the average homeowner thousands of dollars every year. It also makes the dream of homeownership a reality for

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Wells Fargo Lowers Credit Requirements For FHA Loans

DAILY REAL ESTATE NEWS | THURSDAY, FEBRUARY 06, 2014Wells Fargo has announced that it will accept lower credit scores for loans backed by the Federal Housing Administration.“We have dropped our

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Mortgage Delinquencies In US Fall Below 4 Percent

DAILY REAL ESTATE NEWS | THURSDAY, FEBRUARY 13, 2014Mortgage delinquencies nationwide have plummeted to their lowest level in more than five years, as more home owners are coming out of the red on

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After 5 Weeks Of Drops Mortgage Rates Inch Up

DAILY REAL ESTATE NEWS | FRIDAY, FEBRUARY 14, 2014The five-week streak of falling mortgage rates took a break this week, with the 30-year fixed-rate mortgage moving up slightly to average 4.28

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Will Heirs One Day Face The Bill On A Reverse Mortgage

Reverse mortgages are expected to be an increasing option that baby boomers turn to as they age to cover living expenses, but heirs may get stuck with the final bill, The New York Times reports.

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New Fannie Mae Incentive Paying Closing Costs

Announced today, Fannie Mae is offering an incentive for buyers of their HomePath foreclosure properties!   They will pay owner-occupant buyers 3.5% of the sales price in closing costs on homes

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Ada County Home Sales Way Up In December

Marc Lebowitz is the Executive Officer of the Ada County  Association of Realtors.  He just posted this blog on the ACAR Watercooler site:Single family home sales in

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Buyer Alert New Mortgage Rules Effective Jan 10 2014

The National Association of Realtors issued this release today:WASHINGTON (January 7, 2014) – New mortgage lending rules to protect consumers from risky loan products will take effect this Friday,

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Buyers Should Take Action NOW Fannie Freddie Fees Delayed

This from Realtor Magazine:The incoming director of the Federal Housing Finance Agency says that he will delay Fannie Mae and Freddie Mac's planned increases on mortgage fees until he has

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Expired Tax Breaks Affecting Homeowners In 2014

We are all relieved that congress managed to avert a crisis when they passed a budget bill at the end of December, providing us all some relief from last year’s budget drama.  However,

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Winter Is A Great Time To Be A Home Buyer

Lots of folks think the Spring and summer season is the best time to buy a new home.  But for buyers, the Fall and winter can be an ideal time to be in the market for your next home.  

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